Trusted by Top Brands

Why insurers choose LIBIL for legal due diligence

  • Underwriting grade signals
    surface litigation, injunctions, attachment orders and judgments that affect risk pricing and acceptability.
  • Claims defense and fraud detection
    link FIRs, enforcement actions and repeated filings to help validate claims and identify suspicious patterns.
  • Reinsurance and counterparty checks
    run subject and entity level checks on brokers, reinsurers and large counterparties to reduce transfer risk.
  • Scalable with auditability
    Instant Reports for bulk screening and Detailed Reports with scored matches, extracts and narratives for regulatory and audit needs.
  • Seamless integrations
    APIs, batch upload and a client portal so checks fit into underwriting, claims and fraud workflows.

How legal due diligence works

  • Provide identifiers such as name, company name, PAN, DIN, GST or address to improve match accuracy.
  • Choose Instant for speedy triage or Detailed for transaction and claims grade reports.
  • Our system searches courts, tribunals, FIRs and institutional lists, applies multi identifier matching and returns ranked matches with extracts, links and confidence scores.
  • Export the report, attach it to the policy file or claim folder, and escalate material hits to legal or investigation teams.

LIBIL - Litigation Check Reports

Instant Check

  • Turnaround: 1 to 2 minutes
  • Best for: high volume screening
  • Output: top litigation and FIR signals with basic summaries

Detailed Report

  • Turnaround: about 2 hours
  • Best for: escalations, senior hires and client audits
  • Output: LIBIL Score, match confidence, case summaries and source links

Manual Verification

  • Analyst reviewed
  • Used for leadership roles, regulated industries and sensitive access
  • Disclosure grade reporting

Litigation Checks for insurance teams

Underwriting and risk pricing

include litigation exposure in risk assessments and premium decisions for complex products.

Claims validation and disputes

surface prior litigation or criminal filings that inform liability, subrogation or repudiation decisions.

Fraud detection and investigations

map patterns across claims, repeated addresses and aliases to spot fraud rings.

Reinsurance and counterparty assessment

run due diligence on brokers, reinsurers, TPAs and vendors before contracting.

Regulatory and audit readiness

attach timestamped reports and narratives to files for insurer audits and regulator inquiries.

Trusted by the top names in the industry

  • It helped to find out relevant cases with just One Click

    "Legitquest seems to be a one of its kind Legal Research engine with features like iDRAF and iGraphics. It helped me find out relevant cases with just One Click to reach to the reasoning and decision of the case. A feature like iDRAF has helped me save a lot of time while analysing a case."

  • Transform and revolutionise the way of legal research.

    "Legitquest is sure to transform and revolutionise the way Judges, Attorneys, law students, professors, researchers and scholars do legal research."

  • Search engine reduces the time taken in legal research

    "I am very impressed by your search engine, as it is unique in the sense that it greatly reduces the time taken in legal research by straightaway leading to the main findings/ observations of a judgment, including issues raised therein etc. I hope that you include all state electricity regulatory commissions as well, since presently no search engine is maintaining a database of its case laws, and regulations."

Press & Recognitions

Ready to add legal due diligence to your underwriting and claims workflows?

FAQs

For Insurance Companies: LIBIL, PATROL & Legal Research Tool by LegitQuest

Legal tech for insurance companies refers to software and AI tools that help streamline legal workflows, such as claim disputes, contract analysis, and risk assessments.

LegitQuest offers AI-driven legal intelligence to automate litigation research, verify court data, and enable faster, smarter legal decisions for insurers.

Yes, legal tech tools like LegitQuest enable insurers to evaluate legal risks and claim history faster, helping reduce settlement delays and legal exposure.

Legal tech helps insurers manage compliance, litigation, and fraud detection more efficiently by using structured legal data and automation.

Yes, LegitQuest’s legal tech is adaptable for life, health, general, and commercial insurers seeking AI-enhanced legal operations.