Why Banks Need Smarter Customer Due Diligence

Fraud, financial defaults, and regulatory penalties often arise due to incomplete or manual background verification. From KYC and AML compliance to credit risk assessments, modern banks need more than traditional checks — they need AI-powered customer due diligence that delivers accuracy, speed, and actionable insights.

LIBIL empowers banks to:

Identify hidden legal exposures in seconds.
Stay compliant with RBI and AML regulations.
Reduce onboarding delays and operational costs.

LIBIL:Transforming Banking Due Diligence

Built for the Indian banking ecosystem, LIBIL uses proprietary AI and a database of over 5 crore+ Indian legal records spanning 10,000+ courts to deliver unmatched accuracy and speed in litigation checks and criminal record verification.

Trusted by Top Brands

Key Features of LIBIL for Banks

Instant Criminal & Litigation Checks

Perform quick searches on individuals, companies, assets, directors, and entities for criminal record checks and litigation exposure.

Verified Legal Intelligence

Access 2+ billion verified legal records for accurate and court-backed background verification.

Customizable Reports

Download structured legal due diligence reports for audits, underwriting, or regulatory filings.

Smart Risk Indicators

Flag politically exposed persons (PEPs), financial defaulters, and ongoing legal disputes with precision.

Easy integration via APIs for enterprise banking systems.

While customer verification is vital for banks, extending the framework to thorough client due diligence ensures deeper risk insights, regulatory compliance, and stronger institutional integrity.

Automate Litigation & Asset Verification

Manual searches are time-consuming and error-prone. LIBIL provides a unified interface for banks to conduct criminal record checks online and fetch structured, verified legal insights in seconds. Whether verifying the track record of a corporate borrower or checking for encumbrances on pledged assets, LIBIL reduces turnaround time by up to 80%.

Stay Compliant with AML, KYC, and RBI Guidelines

LIBIL supports strict compliance mandates by delivering real-time criminal record search results. Its smart filters ensure no risks go undetected LIBIL from identifying PEPs to uncovering hidden disputes LIBIL allowing yFour risk and compliance teams to make informed, regulation-ready decisions.

Onboard Clients with Confidence

In an era where customer credibility directly impacts loan performance and compliance scores, customer due diligence for banks must be fast, intelligent, and scalable. LIBIL transforms the process LIBIL combining AI-powered legal intelligence with the most comprehensive criminal record check data in India.

Start automating your customer due diligence today with LIBIL and onboard customers with confidence.



Trusted by Leading Financial Institutions

Top banks and NBFCs rely on LIBIL for their criminal record checks, litigation background checks, and online background verification workflows. With verified data sourced directly from Indian courts, LIBIL ensures every decision is backed by reliable, court-validated intelligence.

Automate Litigation & Asset Verification

Manual searches are time-consuming and error-prone. LIBIL provides a unified interface for banks to conduct criminal record checks online and fetch structured, verified legal insights in seconds. Whether verifying the track record of a corporate borrower or checking for encumbrances on pledged assets, LIBIL reduces turnaround time by up to 80%.

Stay Compliant with AML, KYC, and RBI Guidelines

LIBIL supports strict compliance mandates by delivering real-time criminal record search results. Its smart filters ensure no risks go undetected LIBIL from identifying PEPs to uncovering hidden disputes LIBIL allowing yFour risk and compliance teams to make informed, regulation-ready decisions.

Trusted by the top names in the industry

  • It helped to find out relevant cases with just One Click

    "Legitquest seems to be a one of its kind Legal Research engine with features like iDRAF and iGraphics. It helped me find out relevant cases with just One Click to reach to the reasoning and decision of the case. A feature like iDRAF has helped me save a lot of time while analysing a case."

  • Transform and revolutionise the way of legal research.

    "Legitquest is sure to transform and revolutionise the way Judges, Attorneys, law students, professors, researchers and scholars do legal research."

  • Search engine reduces the time taken in legal research

    "I am very impressed by your search engine, as it is unique in the sense that it greatly reduces the time taken in legal research by straightaway leading to the main findings/ observations of a judgment, including issues raised therein etc. I hope that you include all state electricity regulatory commissions as well, since presently no search engine is maintaining a database of its case laws, and regulations."

Press & Recognitions

Get in Touch

Qualified attorneys and legal experts employed by companies in India can request access to demonstrations and trials. Limited free trial spots are available. Provide your professional email address to receive priority access.

FAQs

Customer due diligence (CDD) refers to the process banks use to verify the identity, background, and risk level of potential and existing customers to comply with AML and KYC regulations.

LIBIL provides instant access to verified litigation data, helping banks assess legal and financial risk by checking individuals and companies across Indian courts.

Yes, LIBIL aligns with RBI, SEBI, and AML compliance frameworks. It ensures thorough due diligence as required under regulatory standards.

Absolutely. LIBIL offers API-based integration to plug into your current compliance or core banking software for seamless data access.

Most reports are generated within seconds, with actionable insights, legal flags, and summaries that reduce manual turnaround by 80%.

Yes. LIBIL is scalable and serves banks of all sizes — from national institutions to NBFCs and regional banks.

Yes, LIBIL also supports vendor onboarding and third-party legal vetting by providing litigation and asset data for companies and individuals.