Trusted by Top Brands

Why fintech lenders choose our legal due diligence

  • Credit-focused signals
    surface litigation, judgments and enforcement actions that materially affect recoverability and provision models.
  • Fast triage plus audit grade depth
    use instant checks for high volume origination and Detailed Reports with scoring and narrative for borderline or high ticket cases.
  • Continuous monitoring
    automated rechecks for portfolio borrowers to detect new filings, judgments or enforcement steps that change credit risk.
  • Integrates with credit workflows
    APIs, webhooks and batch uploads let you embed checks into your loan origination and servicing systems.
  • Evidence you can trust
    timestamped reports, case extracts and audit logs for credit memos, provisioning and regulator responses.

How legal due diligence for credit lending works

  • Submit borrower identifiers such as name, PAN, company registration number, DIN or address to improve match confidence.
  • Choose Instant for quick screening or Detailed for underwriting grade due diligence
  • The system searches courts, FIRs and regulator lists, applies multi identifier matching and returns ranked results with confidence scores and extracts.
  • Export the report to the credit file, attach the narrative to the approval memo, and trigger monitoring for approved borrowers.

LIBIL - Litigation Check Reports

Instant Check

  • Turnaround: 1 to 2 minutes
  • Best for: high volume screening
  • Output: top litigation and FIR signals with basic summaries

Detailed Report

  • Turnaround: about 2 hours
  • Best for: escalations, senior hires and client audits
  • Output: LIBIL Score, match confidence, case summaries and source links

Manual Verification

  • Analyst reviewed
  • Used for leadership roles, regulated industries and sensitive access
  • Disclosure grade reporting

Litigation Checks to reduce NPAs

Pre sanction underwriting

include legal due diligence findings in credit memos to avoid onboarding legally encumbered borrowers.

Provisioning and reserve planning

feed litigation exposure and judgment likelihood into provisioning models and expected credit loss calculations.

Early warning and monitoring

auto alert on new filings, attachment orders or judgments and trigger underwriting or collection action.

Recovery playbooks

generate investigator grade extracts and timelines to support asset tracing, attachment and enforcement.

Portfolio remediation

run batch scans to identify concentration of litigation exposure and prioritize collection workloads.

Trusted by the top names in the industry

  • It helped to find out relevant cases with just One Click

    "Legitquest seems to be a one of its kind Legal Research engine with features like iDRAF and iGraphics. It helped me find out relevant cases with just One Click to reach to the reasoning and decision of the case. A feature like iDRAF has helped me save a lot of time while analysing a case."

  • Transform and revolutionise the way of legal research.

    "Legitquest is sure to transform and revolutionise the way Judges, Attorneys, law students, professors, researchers and scholars do legal research."

  • Search engine reduces the time taken in legal research

    "I am very impressed by your search engine, as it is unique in the sense that it greatly reduces the time taken in legal research by straightaway leading to the main findings/ observations of a judgment, including issues raised therein etc. I hope that you include all state electricity regulatory commissions as well, since presently no search engine is maintaining a database of its case laws, and regulations."

Press & Recognitions

Ready to reduce NPAs with credit-focused legal due diligence?

Qualified attorneys and legal experts employed by companies in India can request access to demonstrations and trials. Limited free trial spots are available. Provide your professional email address to receive priority access.

FAQs

For Fintech: LIBIL + PATROL by LegitQuest

Legal tech for fintech refers to the use of AI-powered tools and platforms like LegitQuest to manage legal risks, automate compliance, and streamline due diligence.

LegitQuest provides AI-driven legal research, litigation insights, and due diligence reports, enabling fintechs to manage regulatory and legal risks efficiently.

The fintech sector faces high regulatory scrutiny. Legal tech ensures compliance, identifies litigation risks, and enhances legal transparency during partnerships or investments.

Yes. Platforms like LegitQuest automate repetitive legal tasks, provide instant legal insights, and reduce dependency on manual legal research, cutting down costs.

Absolutely. LegitQuest’s scalable legal intelligence is ideal for startups needing affordable, fast, and reliable legal risk assessment and due diligence tools.